EDUCATION PLANNING

Give Their Future More Possibilities.

A little planning today can open more doors tomorrow.

Every child's journey is different. Explore the possibilities, understand the cost, and build a plan that grows with them.

Explore Education Goal Funding Gap Action Plan

DISCOVERY · BEFORE THE NUMBERS

Let's Imagine Their Future

You don't need all the answers today. Start with the path you have in mind.

Child's current age

Expected university starting age

TIME TO PREPARE13 yearsPlanning for a local university in Malaysia.

STAGE 01 · EDUCATION GOAL

Discover Your Child's Education Goal

Estimate university tuition and living costs, including inflation before and during their studies.

Annual tuition fees · today's RM

Monthly living costs · today's RM

Years of study

Education inflation · % per year

TODAY'S EDUCATION COST—

TOTAL FUTURE EDUCATION COST—Includes inflation throughout the study years.

Illustrative editable assumptions, not official university fees. Costs vary by course, institution, location and lifestyle.

STAGE 02 · FINANCIAL POSITION

Are You on Track for Their Education?

See how your existing education savings may grow before university starts.

Current education savings · RM

Expected annual return on savings · %

PROJECTED SAVINGS AT UNIVERSITY START—

EDUCATION FUNDING DEFICIT—Amount to close before university begins.

STAGE 03 · ACTION PLAN

Build Their Education Funding Plan

Choose your risk comfort level, explore an investment return assumption, and see the monthly or annual commitment needed.

How comfortable are you with investment risk?

Expected annual investment return · %

Your risk preference does not guarantee a particular investment return.

ANNUAL COMMITMENT—Invest at each year-end

MONTHLY COMMITMENT—Invest at each month-end

Monthly and annual commitments are alternatives, not additive. Returns are hypothetical, not guaranteed; actual performance, fees and market movements affect results. This simplified calculator funds all estimated education expenses by the university starting age and does not assume further investment returns during study.

PROTECT THEIR EDUCATION JOURNEY

What if life doesn't go as planned?

You've planned how to build their education fund. But who would keep contributing if you were no longer able to? A complete plan considers both saving for the goal and protecting the ability to reach it.

Discuss My Child's Education Plan →